Three Things I Did to Sustain a Full-time Writing Career

The audiobook of BRIGHT FAMILIAR is now available! And GREY MAGIC in audio will be out very soon!!

This week at the SFF Seven our topic is: Being a full-time writer – is it your dream? How do you pay for life and write, too?

In this instance we’re defining “full-time writer” as someone who doesn’t have a day job or other paying occupation that competes with writing. Most of us – unless we marry money or inherit a trust fund – continue to work jobs even after our first books are published. Sometimes for a LONG time after that. For myself, I continued to have essentially two careers for just over twenty years after my first publication.

I worked in environmental consulting while all the while carving out time and energy to write. I kept waiting for my writing income to match my day-job salary – even not figuring in benefits! – and it never got there. Eventually life made the decision for me: my primary project got axed, our team dissolved, and I was laid off with decent severance.

And I made the decision to try to have only one career at that point.

It hasn’t been easy! KAK’s post from yesterday about being exacting with a budget is super important.

This is especially true if, like her, you have only yourself to count on for income. Or if, like me, you are the primary breadwinner for your family. When authors give advice on managing finances as a full-time writer, it behooves you to pay attention to what other financial help they have. It might not be a trust fund, but having a spouse with a steady salary (and benefits!) goes a long way. Other authors live on retirement income or other, similar sources.

So, how have I done it?

1) Meticulous budgeting.

As much as I can, I budget a quarter at a time. Writing income is volatile and, unless you’re making buckets of it, you can’t count on being able to pay the bills with income from a single month as you can with a regular paycheck. As KAK mentions, you can’t figure your disposable income by simply subtracting your expenses from that month’s income. You may need that “leftover” money for next month, or the month after. The financial gymnastics require creativity and flexibility.

2) Tracking sales

Data is everything! You can’t afford to be only a dreamy creative. You have to wear your business hat and crunch the data from your royalty reports. You have to be ready to be stern with yourself and pay attention to which efforts generate income and which don’t. You may find you can’t afford those passion projects if your writing is what puts food on the table. OR, that you can afford them only if other projects are paying the bills.

3) Self-Publishing

If writing income is volatile, then income from traditional publishing has the lowest evaporation temperature. It comes, it goes – often on an annual or semi-annual basis. Quarterly is likely the most frequently you’ll get paid, and every royalty check is a surprise! Again, unless they’re cutting you BIG checks, it likely won’t be enough to live on. This is why so many trad-pubbed authors also teach or have other side gigs. Self-publishing provides monthly income. Yes, it fluctuates, but you can also track sales and predict how much money will arrive in two months. Taking the surprise out of the equation helps immensely! You’re also not subject to the whims of traditional publishing on a number of levels.

Those are three practices that have helped me manage a career as a full-time writing with essentially no other income. The other, quite obvious step, would be to make buckets of money and never have to think about budgeting again.

Maybe someday!

What I’m Glad I Didn’t Know When I Decided to Become a Writer

This week at the SFF Seven we’re discussing what we wish we’d known when we decided we wanted to write.

It’s an interesting question, and a fraught one. I first decided that being a writer would be the perfect career for me back in 1993. That’s almost 30 years ago, so it isn’t easy to think back to that younger self. At the time, I was completing a Ph.D. in neurophysiology and confronting the bald truth that I didn’t really want to be a research scientist. I sat myself down, meditated, and asked the question: if I took away all the if’s and’s and but’s, what would be the ideal life.

No one was more surprised than I was to hear that the answer was to be a writer. But I also knew it was a true answer and that, if I wanted to be happy, I had to do whatever it took to make that come true.

So, I cut bait on my Ph.D., got a Masters and a job as an editor/writer to start building my chops. I took night classes from visiting writers. I began writing, something, anything.

What do I wish I’d known then? It’s tempting to say I wish I’d known how long it would take before I truly began earning a living as an author. My conception then of how long it would take was absolutely the largest lacunae of ignorance in my hopeful moonscape. I thought it would be a couple of years, not a couple of decades. I totally thought I’d hit it big. I thought my steady progression of successes, for which I am grateful, make no mistake, would have a steeper upward trendline.

And yet… I’m actually glad the younger me didn’t know how protracted that effort would be, how studded with setbacks and pitfalls. Had I known, would I still have done it?

I don’t know.

Sometimes I think our ignorance at the outset of an ambitious enterprise works in our favor. Ignorance truly can be bliss, especially when it allows hope to flourish, hope that carries us through the difficult times.

Maybe what I really wish I’d known back when I made that decision is that it was the right one. But then, I knew that anyway.

2021: A Good Year for Me

Our topic at the SFF Seven this week is: “It’s Been A Year: Pandemic Year 2, Vaccines, New Political Administration, has it affected your writing? Better? Worse?”

I confess, this has been a good year for me. As James discussed on Monday, it’s been a huge relief to me to have sanity in the White House again. Yeah, there’s a lot of political stuff that’s still not where I’d like it to be, but it’s so much better than it was. I feel like we’re at least working to solve the problems we’re facing rather than digging ourselves deeper.

I’m really happy we got vaccinated early in the year, too. My hubs and I took the opportunity to drive to Amarillo, TX to get ours. (A four-hour drive each way.) We got our second dose by March 8. That was an amazing, once in a lifetime experience (I hope!), knowing that sheer, sweet relief of being vaccinated against COVID-19. It restored a sense of safety and wellbeing that I’d missed for pretty much exactly a year.
Also, I’m one of those who became more productive in my writing during the pandemic, largely because I wasn’t traveling, I think. I talk about this a lot, but having a daily writing habit carried me through even the worst of the anxiety. That habit is the foundation that allows everything else to be stable. I know this can be aggravating to people who can’t write every day for various reasons, but I’m such a huge believer in the magic of ritual and building a habit that carries you through the rough patches. Still, I say this as a writer who spent many, many years not being very productive.
This is way better.
So, though we’re only 84% of the way through the year so far (and yes, I’m counting today, since it’s morning for me), I’m calling it a good year for me. In particular, I’m thrilled by this graph of my income from royalties and book sales. As you can see, 2021 has been my best income-from-writing year ever, and that’s with two months to go. It also doesn’t count income from other sources, like teaching workshops and author coaching.
I’m really proud of myself for the work I put in to make this happen.
How about you all – are things looking up in your neck of the woods?